The service
You get budgets, Pockits, cash flow, recurring bills, goals, and net worth on iPhone, Android, and the web. You decide what the numbers mean. Bank data can be delayed or incomplete because it comes from Plaid and the bank.
Your account
You need a passkey and a contact email you can verify. You are responsible for the recovery kit. We cannot decrypt your budgets or net worth if you lose both the passkey and the kit. The contact email is not a password. Someone who can read that inbox can request deletion. They still cannot read the encrypted records.
The subscription
The price is $5 per month after a 7-day trial. On the web it is billed by Stripe. In the iOS and Android apps it is billed by Apple or Google, and their fees apply. You cancel in the Stripe portal or in the store that billed you. Export and account deletion remain available after the trial. Editing and new bank links do not.
Acceptable use
Do not use the service to break the law, probe the systems, or overload them. Do not send account numbers or card numbers to help. We may suspend an account that abuses the API. Suspension does not give us the ability to read encrypted records.
Privacy
The privacy policy describes what we collect. By using Pockit you agree to that policy.
Availability
The service is provided as available. We can change or stop a feature. Sandbox bank mode is for testing and is not your real bank.